Finance

In terms of international acceptance, Visa has a sizable lead. It's accepted in over 200 countries, compared to over 170 countries for American Express. When you travel abroad, using an American Express card can be hit or miss, whereas Visa...

In terms of purchasing volume, Visa is the clear leader with more than $2 trillion in 2021. Mastercard is the second-closest competitor with over $1 trillion. American Express and Discover round out the networks at $892 billion and $182...

Currently, A $100 Steam card is about N56,075 on Tbay, is the best rate you can get in Nigeria today. You should know that the rate are always changing, there are 2 important factors that affect the Steam card rate： Types of steam gift...

Foreign Currency Conversion Fee. When you swipe your Indian card abroad ( where the balance is reflected in Indian currency ), a charge is levied to convert from INR to the foreign currency. Suppose you are spending in USD with your Indian...

If you pay on time and keep track of your balances, having a lot of cards doesn't mean your credit has to suffer. Smart card management is key when you have 15+ cards. Autopay, calendar reminders, and a good spreadsheet go a long way toward...

Credit experts advise against closing credit cards, even when you're not using them, for good reason. “Canceling a credit card has the potential to reduce your score, not increase it,” says Beverly Harzog, credit card expert and...

Yes, assuming you use your cards responsibly. If you do, then having additional cards will generate consistent spending information for the credit bureaus each month, increasing your total credit limit and keeping your credit utilization rate low.

CIBIL™ score range between 300-900. A CIBIL™ score of 750 and above is taken as a good credit score in India with the best CIBIL™ score would be anything nearing the maximum limit of 900.

The four major credit card networks are American Express, Discover, Mastercard and Visa.

That is because the Amex Black Card – officially known as the Centurion® Card from American Express - is a no preset spending limit (NPSL) card. American Express may also adjust the limit based on your card use. This is one of the...