Why is the AmEx Centurion card so popular with celebrities & the jet-set crowd? It is prestigious: The Amex Black Card is an "invite only" sort of club for the high-net-worth. It comes with perks: Holders of the Centurion Card get...
As many answers already indicated, YES, Bill Gates likely has a credit card. Which one, we don't know, but my guess is American Express Black. The bill probably goes to a business manager or personal banker who authorizes the bill payment.