Finance

Top 5 Best Credit Cards In India For July 2023 :

Featured Partners

1. AU Bank Credit Card

Annual Fee : INR 199 + Tax (Fee waivered if retail spends done worth INR 10,000 within 90 days of card set up)

Lounge Access : 2 complimentary lounge access per calendar quarter

Key Feature : 2% cashback on retail spends done at grocery stores, departmental stores and utility bill payments. 1% Fuel Surcharge Waiver

2. HSBC Cashback Credit Card

Annual Fee : Nil for 1st year (Nil for 2nd year onwards if annual spend >1 lakh)

Welcome Benefits: Amazon gift voucher worth INR 250 on spending INR 500 & 3 complimentary airport lounge access

Key Feature: Unlimited cashback on all transactions (1.5% on online spends & 1% on offline spends), 15% on dining at partner restaurants

3. IndusInd Platinum

Annual Fee: Nil

Welcome Benefits: Vouchers, access to the Luxe Gift Card, other vouchers from various brands

Key Feature: 1% surcharge waiver on fuel transaction between INR 400-4,000, 1.5 reward points for every INR 150 spent

4. SimplyCLICK SBI Credit Card

Annual Fee : INR 499+ taxes

Welcome Benefit Amazon gift card

Key Feature : Reward points

5. ICICI Platinum Chip Credit Card

Annual Fee : Nil

Welcome Benefits : None

Key Feature : 2 reward points per Rs. 100 spent on retail, fuel surcharge waiver, save up to 15% on dining bills at partner restaurants