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Cash Back Cards ?

Current card comparisons from NerdWallet, Forbes and CNBC all highlight Wells Fargo Active Cash and Citi Double Cash among the leading flat-rate options.

My top 3

1. Wells Fargo Active Cash — Best simple cashback
You get 2% cash rewards on purchases, with no annual fee. It's particularly good if you don't want to track spending categories.

2. Citi Double Cash — Best alternative to 2% cashback
It effectively gives 2% back—1% when you purchase and another 1% when you pay.

3. Capital One Savor — Best for food/entertainment
It offers 3% cash back at eligible grocery stores, restaurants, entertainment and popular streaming services.

Simple recommendation: If you spend $2,000/month, a 2% flat-rate card could generate about $480/year in cash rewards before considering bonuses, exclusions, or changes in terms.

If you want, I can also rank the best U.S. cashback cards by income ($30k, $50k, $70k, $100k, $200k+) and estimated credit limit.

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