Best Cash Back Credit Card For Gas In USA
If you regularly buy gasoline in the United States, my top recommendation is the Citi Custom Cash Card for up to 5% cash back, or the Costco Anywhere Visa if you are a Costco member.
Best Cash Back Credit Cards for Gas in the USA (2026)
If you want a simpler card with no annual fee and rewards on other purchases, Wells Fargo Autograph is also worth considering.
Top 5 gas cash-back credit cards
Financing
1. Citi Custom Cash
Best overall for gas
5% cash back
$0 annual fee
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5% in your highest eligible spending category each billing cycle.
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Gas stations are an eligible category.
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First $500 in total eligible category spending per billing cycle; then 1%.
Best for: Spending up to $500 monthly on gas, with gas as your highest eligible category.
Cards and Points+1
Official card details
Value Prop Redesign: Costco Visa — Anders da Silva | Creative Director
2. Costco Anywhere Visa Card by Citi
Best for Costco members
4%–5% cash back
$0 card annual fee; Costco membership required
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5% at Costco gas stations.
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4% on other eligible gas and EV charging.
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Combined $7,000 annual spending limit, then 1%.
Best for: Costco members who buy substantial amounts of fuel.
Official card details
Bank of America® Customized Cash Rewards Review: Rewards, Benefits & Fees | MaxRewards
3. Bank of America Customized Cash Rewards
3% cash back
$0 annual fee
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Choose gas as your 3% category.
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2% at grocery stores and wholesale clubs.
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Combined $2,500 quarterly limit on the 3% and 2% categories.
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Eligible Preferred Rewards members can earn more.
Best for: People who want to choose their own bonus category.
Official card details
Blue Cash Everyday® Card from American Express Review: Cash Back with Bonus Categories
4. Blue Cash Everyday
3% cash back
$0 annual fee
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3% at eligible U.S. gas stations.
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3% at U.S. supermarkets.
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3% on eligible U.S. online retail purchases.
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$6,000 annual spending cap in each category, then 1%.
Best for: Gas and grocery spending together.
Official card details
Wells Fargo Autograph Card review: No frills and high rewards
5. Wells Fargo Autograph
3X points
$0 annual fee
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3X points at eligible gas stations.
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3X on dining, travel and transit, among other categories.
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No foreign transaction fees.
Best for: People who prefer flexible rewards rather than traditional cash back.
Official card details
Quick comparison
|
Credit card
|
Gas rewards
|
Annual fee
|
|
Citi Custom Cash
|
5%
|
$0
|
|
Costco Anywhere Visa
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4%–5%
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$0*
|
|
BofA Customized Cash
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3%
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$0
|
|
Amex Blue Cash Everyday
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3%
|
$0
|
|
Wells Fargo Autograph
|
3X points
|
$0
|
*Costco membership fee applies. Gas rewards depend on eligible merchant classification and card terms.
My recommendation
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Maximum gas cash back: Citi Custom Cash.
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Costco fuel purchases: Costco Anywhere Visa.
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Gas plus groceries: Amex Blue Cash Everyday.
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Flexible rewards: Wells Fargo Autograph.
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